Katalyz.ai
AI collection agent

Katalyz, your autonomous AI collection agent

Automate your reminders, accelerate your payments and improve your cash flow with AI agents that act on behalf of your company.

+96,8 %
Collection rate
-65 %
Collection time
0
Effort on your side
Katalyzer — agent IA de recouvrement
Works with your accounting tools
PennylaneSageQuickBooksXeroStripe
96,8 %
Average collection rate
-65 %
shorter collection time
48 h
to see first results
24/7
The agent works non-stop
The platform

Collections, reinvented by AI.

Two engines working for your cash flow: an AI that executes and an AI that decides.

Productivity

An AI that does the work for you.

Your agent handles the entire collection cycle, with no manual intervention.

  • Invoice tracking
  • Overdue detection
  • Email reminders
  • SMS reminders
  • Call preparation
  • Case prioritization
  • Action tracking
Fewer admin tasksTime savingsMore cases handledAI-augmented finance teams
Productivité IA — Katalyz
Intelligence IA — Katalyz
Intelligence & adaptability

An AI that chooses the right strategy.

The agent automatically tailors its communication to each debtor to maximize recovery.

  • Message tone
  • Reminder timing
  • Interaction frequency
  • Escalation scenarios
  • Communication strategies
Risk scoringBehavioral analysisSmart prioritizationContinuous learningPerformance optimization
How it works

From overdue invoice to payment received.

Your AI agent handles the full cycle. You stay in control, the AI does the work.

1

Detection

Automatic detection of overdue invoices.

2

Email reminder

Personalized email based on the debtor profile.

3

SMS reminder

Multichannel follow-up at the right time.

4

Assisted calls

Call preparation and assistance.

5

Escalation

Smart escalation when needed.

6

Payment

Payment collected, case resolved.

7

Steering

Real-time reporting and steering.

Steering cockpit

Steer your cash in real time.

All your productivity and financial performance metrics on a single screen.

Steer your cash in real time.

AI productivity

1 247
Automated reminders
320
Cases handled
12,4 h
Time saved / week
92 %
Automation rate

Financial performance

48 j → 33 j
DSO (days)
96 130 €
Cash recovered
96,8 %
Collection rate
-65 %
Late payments
Data updated in real time
Pricing

Simple pricing, aligned with performance.

A clear subscription, plus a commission that only applies when you get paid.

Katalyz plan
149 € excl. VAT / month
  • 2 users included
  • Full dashboard
  • Email reminders
  • SMS reminders
  • Automated workflows
  • Real-time reporting
  • Standard support
Subscribe
Performance commission

A commission on recovered amounts, modeled on B2B amicable collection practices and applied based on the age of the receivable.

0 to 30 days
5 %
31 to 90 days
8 %
91 to 180 days
12 %
Over 180 days
15 %

Rate adjustable based on receivable age, volume handled and performance achieved.

Our interests are aligned with yours: we get paid when you recover your money.

The team

The humans behind the AI.

A team passionate about tech and collections, serving SMBs.

Jérôme Mouthon

Jérôme Mouthon

Co-founder & CEO

Ali Naguib

Ali Naguib

Co-founder & COO

Houda Berrada

Houda Berrada

CFO

Les agents IA Katalyzer travaillant ensemble

Katalyzer

Lead AI Agent

Security & compliance

Security, compliance and trust built in by design.

Data protection

  • Secure hosting in Europe
  • Encryption at rest and in transit
  • Access control
  • Audit logging
  • Secure backups

GDPR

  • Privacy by Design
  • Data minimization
  • Processing traceability
  • Right to erasure
  • Data governance

AI Act

  • Human oversight
  • Model transparency
  • AI governance
  • Auditability
  • Risk management

Business compliance

  • Amicable collection only
  • Ethical communication
  • Customer relationship preserved
  • Configurable reminder rules
  • Full control retained

Katalyz is designed to improve collection performance while meeting European requirements for security, data protection and AI governance.

FAQ

Everything you need to know.

An AI collection agent is an autonomous assistant that detects your overdue invoices, follows up with clients by email, SMS and phone, negotiates payment agreements and tracks promises, all on behalf of your company and according to your rules.

You import your invoices or connect your accounting software. The agent detects overdue invoices, picks the right strategy for each debtor, runs multichannel reminders and reports everything in a real-time dashboard. You stay in control at every step.

Yes, within the framework you define. The agent communicates in your name, with the tone and frequency you set. You can approve messages, set caps and take over at any time.

Yes. Hosting in Europe, encryption at rest and in transit, access control, logging and backups. Katalyz is Privacy by Design, GDPR-compliant and aligned with the European AI Act.

Deployment usually takes a few days. Most clients see their first results within 48 to 72 hours after go-live.

The commission applies only to amounts actually recovered, based on the age of the receivable: 5% (0-30d), 8% (31-90d), 12% (91-180d), 15% (over 180d). The rate can be adjusted based on volume and performance.

Yes. Katalyz integrates with leading accounting tools (Pennylane, Sage, QuickBooks, Xero) and offers CSV import as well as an API to connect to your ERP.

The dashboard tracks your DSO before and after go-live, along with cash recovered, collection rate and reduction in late payments. You see the impact on your cash flow in real time.

Katalyz operates across Europe and internationally. The agent is multilingual and automatically adapts its communication to the debtor's language.

Full control. You define the reminder rules, escalation scenarios and the agent's limits. Collection stays amicable and you can step in or pause the agent at any time.

Stop chasing your payments.

Hand your collections to an AI agent that works for your cash flow, around the clock.